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WHAT IS A RETIREMENT ANNUITY?

A disciplined, long-term savings plan to supplement existing retirement savings

 

benefits

BENEFITS

Adhoc and flexible payment options

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IDEAL INVESTMENT FOR

Saving for retirement in a tax-efficient manner

Voluntary contributions

Attractive tax benefits

No payment of estate duty

 

Long-term compounding to provide an income stream in retirement

Access a wide range of Nedgroup Investment funds

No causal event fees or penalties

Option of staggered retirement

 

Suitable if you are self-employed or not a member of a pension or provident fund

Suitable if you are not receiving contributions from your employer to a pension or provident fund on your behalf

Funds at a glance

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Low risk High risk

Core Income Fund

Risk profile Low

Investment manager

TOTAL INVESTMENT CHARGES 0.59%

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Flexible Income Fund

Risk profile Low

Investment manager

TOTAL INVESTMENT CHARGES 0.92%

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Core Guarded Fund

Risk profile Low medium

Investment manager

TOTAL INVESTMENT CHARGES 0.67%

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Stable Fund

Risk profile Low medium

Investment manager

TOTAL INVESTMENT CHARGES 1.94%

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Balanced Fund

Risk profile Medium

Investment manager

TOTAL INVESTMENT CHARGES 2.06%

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Core Diversified Fund

Risk profile Medium

Investment manager

TOTAL INVESTMENT CHARGES 0.72%

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Opportunity Fund

Risk profile Medium

Investment manager

TOTAL INVESTMENT CHARGES 1.85%

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Core Accelerated Fund

Risk profile Medium high

Investment manager

TOTAL INVESTMENT CHARGES 0.80%

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Fund performance as at:

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Low risk High risk
1 year 7.93%
3 years 8.09%
5 years 7.53%
7 years 7.04%
10 years 7.05%
Risk Low
  • Return
  • Benchmark
  • Inflation
Since inception
1 year 9.75%
3 years 8.31%
5 years 8.35%
7 years 8.32%
10 years 8.43%
Risk Low
  • Return
  • Benchmark
  • Inflation
Since inception
1 year 5.91%
3 years 5.9%
5 years 6.92%
7 years 9.08%
10 years -
Risk Low medium
  • Return
  • Benchmark
  • Inflation
Since inception
1 year 3.48%
3 years 4.04%
5 years 5.64%
7 years 7.98%
10 years 9.59%
Risk Low medium
  • Return
  • Benchmark
  • Inflation
Since inception
1 year 5.69%
3 years 2.93%
5 years 6.11%
7 years 10.43%
10 years -
Risk Medium
  • Return
  • Benchmark
  • Inflation
Since inception
1 year 3.99%
3 years 4.53%
5 years 6.05%
7 years 10.26%
10 years -
Risk Medium
  • Return
  • Benchmark
  • Inflation
Since inception
1 year 7.29%
3 years 3.77%
5 years 6.16%
7 years 9.59%
10 years -
Risk Medium
  • Return
  • Benchmark
  • Inflation
Since inception
1 year 2.53%
3 years -
5 years -
7 years -
10 years -
Risk Medium high
  • Return
  • Benchmark
  • Inflation
Since inception

Disclaimer

Performance is calculated for the portfolio and individual investment performance may differ as a result of initial fees, the actual investment, the actual investment date, the date of reinvestment and dividend withholding tax. The annualised total return is the average return earned by an investment each year over a given time period.

Fees

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eac Fees calculator
Low risk High risk
Fund name Investment management The annual Investment Management fee is paid by a fund to the fund manager for investment management services Transaction Costs Transaction Costs (TC), expressed as a percentage of the Fund, relate to the costs incurred in buying and selling the underlying assets of the Fund Total investment charges The Total Investment Charges expressed as a percentage of the Fund, relates to all investment costs of the Fund. Both the TER and TC of the Fund are calculated on an annualised basis
Core Income Fund 0.59% 0% 0.59%
Flexible Income Fund 0.89% 0.03% 0.92%
Core Guarded Fund 0.63% 0.04% 0.67%
Stable Fund 1.93% 0.01% 1.94%
Balanced Fund 1.59% 0.47% 2.06%
Core Diversified Fund 0.62% 0.10% 0.72%
Opportunity Fund 1.59% 0.26% 1.85%
Core Accelerated Fund 0.54% 0.26% 0.80%

Fund price as at:

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Low risk High risk
Fund name Fund price Market change
Core Income Fund 99.88 0.03%
Flexible Income Fund 1 550.01 -0.03%
Core Guarded Fund 1 517.78 -0.21%
Stable Fund 180.03 -0.16%
Balanced Fund 977.94 -0.26%
Core Diversified Fund 1 917.05 -0.54%
Opportunity Fund 4 587.45 -0.64%
Core Accelerated Fund 1 009.85 -0.75%

Disclaimer

Funds are valued daily at 15:00. Instructions must reach us before 14:00 (12:00 for Nedgroup Money Market Fund) to ensure same day value. Prices are published daily on our website and in selected major newspapers.

The Total Investment Charges expressed as a percentage of the fund, relates to all investment costs of the fund and are made up of Total Expense Ratio (TER) and Transaction Costs (TC). Please refer to the relevant fund fact sheet and your investment statement for full details and a breakdown of TER and TC. Total Investment Charges were introduced by ASISA in January 2016 and any date prior to this will display TER charges only.

Nedgroup Investments Money Market Fund aims to maintain a constant price of 100 cents per unit. A money market fund is not a bank deposit. The total return to the investor is made up of interest received and any gain or loss made on any particular instrument held. In most cases the return will merely have the effect of increasing or decreasing the daily yield, but in an extreme case it can have the effect of a capital loss. Excessive withdrawals from the fund may place the fund under liquidity pressures and that in such circumstances a process of ring-fencing of withdrawal instructions and managed pay-outs over time may be followed. The yield is calculated using an annualised seven day rolling average as at the relevant dates provided for in the fund fact sheet.

A schedule of fees and charges and maximum commissions is available on request from Nedgroup Investments.

Unit counts refers to the total number of units currently in the fund.